I received a letter stating you are changing Electronic Payment Card (EPC) cards/program. Why are you changing?

The new program offers better features for our customers, including:

• An embedded microchip for added security
• The ability to get up to five companion cards
• No cost cash withdrawal at any bank that accepts MasterCard
• The ability to transfer funds to personal accounts
• Temporary suspension for lost cards
• A cashback/reward program for all card holders